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Net salary calculator

Enter your gross salary and see what is left after income tax and social contributions. Five countries, 2026 rules, every number traced to an official source.

Your salary

Salary period

Your situation

Scotland sets its own income tax bands.

Your estimate

Estimate

Net salary per month

£2,813

£33,760 per year after tax and contributions

Gross salary
£3,500
Total deductions
£687
Average deduction
19.6%
Deduction on the next pay rise
28%

Where each 100 of gross pay goes

Breakdown from gross to net
ItemPer monthPer year
Gross salary£3,500£42,000
Income tax-£490-£5,886
National Insurance (Class 1)-£196-£2,354
Total deductions-£687-£8,240
Net salary£2,813£33,760

Good to know

  • Personal Allowance£12,570 per year

Estimate. This is an estimate for United Kingdom, not a payslip. It uses the 2026/27 rules and a standard situation, so your actual pay can differ.

Rules for 2026/27, last checked 17 October 2026.

How Netpay works

  • Always an estimate

    Results are marked as estimates. Your payslip depends on your tax code, employer and personal situation, which a calculator cannot see.

  • Official rules only

    Tax tables, rates and thresholds come from the tax authority of each country. The method page lists the sources and the values we tested against.

  • Stays in your browser

    The calculation runs on your device. Your salary is never sent to a server and is not stored.

Choose a country

Each country page has its own calculator, the key tax figures for the year and links to the official sources.