Net salary guides: tax, contributions and take-home pay

Ratgeber zu Brutto und Netto

• How net salary is calculated from gross pay

  The steps from a gross salary to take-home pay: allowances, income tax, social contributions and credits, with real examples from Germany and the UK.

  Aktualisiert am 17 October 2026

• Why your payslip differs from a net salary estimate

  The reasons a payslip is not the same as an online estimate: tax codes, pensions, benefits, holiday pay, rounding and the year-end settlement.

  Aktualisiert am 17 October 2026

• Social contributions compared: SE, NO, DE, NL and UK

  How employee social contributions work in Sweden, Norway, Germany, the Netherlands and the United Kingdom, with the 2026 rates and ceilings.

  Aktualisiert am 17 October 2026

• Marginal and effective tax rate: what a pay rise really gives you

  The difference between your average and your marginal deduction, why some pay rises are worth less than expected, and where the 60 % UK trap sits.

  Aktualisiert am 17 October 2026

• Allowances, deductions and tax credits compared

  What the Personal Allowance, the Swedish grundavdrag, the Norwegian minstefradrag and the Dutch tax credits do, and why a credit is worth more than a deduction.

  Aktualisiert am 17 October 2026

• How to read a job offer after tax

  Turn a gross salary offer into take-home pay, compare offers across countries and check holiday pay, pension and bonus before you decide.

  Aktualisiert am 17 October 2026